What BlackRock, Coinbase and 11 other industry giants predict for crypto in 2026
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📅 2026-01-04
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📋 摘要
全球頂級金融機構對2026年加密貨幣市場前景做出重要預測。BlackRock警告穩定幣將挑戰政府對本國貨幣的控制，特別是在新興市場。Coinbase預測AI與加密貨幣融合將推動經濟繁榮，隱私代幣需求將激增。Fidelity預期更多國家將比特幣納入外匯儲備，巴西和吉爾吉斯斯坦已通過相關立法。 機構普遍看好監管環境改善帶來的積極影響。Galaxy Digital預測比特幣將於2027年底達到25萬美元，穩定幣交易量將超越ACH銀行系統。21Shares預計加密ETF資產管理規模將突破4000億美元。VanEck認為市場將出現整合而非暴漲暴跌。 隱私技術、AI代理支付、傳統資產上鏈成為關鍵趨勢。TRM Labs指出監管將更加嚴格，市場將分化為合規機構市場與離岸邊緣市場。這些預測反映機構資本對加密貨幣基礎設施成熟化的信心。
📄 完整內容
Wall Street giants and crypto heavies lay out their 2026 calls for the crypto space.
Areas of focus include regulatory tailwinds, stablecoins, artificial intelligence, and privacy.
The world’s top financial institutions are betting big on crypto in 2026.
Collectively, they oversee about $22 trillion in assets — or about the GDP of the entire Eurozone — and occupy systemically important roles in global markets.
Here’s what they predict in the new year.
BlackRock
Stablecoins will challenge governments’ control over their domestic currencies, BlackRock
said
in its annual outlook for global markets in 2026.
As adoption of stablecoin surges, there’s a risk that the use of domestic currencies in emerging markets will decline, BlackRock said.
The prediction comes on the heels of UK bank Standard Chartered
cautioning
in October that stablecoin adoption could drain over $1 trillion from bank accounts in emerging markets.
A similar argument can be said for US banks. They are
threatened
by the new Genius Act, the landmark stablecoin bill that was signed into law in July and gives crypto companies yield-like incentives that traditional lenders aren’t permitted to offer.
“Stablecoins are no longer niche,” Samara Cohen, global head of market development at BlackRock, said. “They’re becoming the bridge between traditional finance and digital liquidity.”
Coinbase
The deployment of artificial intelligence will catalyse an economic boom not yet captured by statistics, Coinbase investment research head David Duong
said
in the exchange’s 2026 Market Outlook report.
He
argued
that the growth of AI is unlike that of previous tech boom-and-bust cycles.
“We see the sustained prominence of the AI [and] crypto convergence as not just a trend but as a fundamental shift towards the next stage of technological progress,” Duong said.
The demand for privacy tokens will skyrocket, as “a growing global awareness of digital surveillance and data exploitation has raised the profile of privacy-first payment solutions,” Duong said.
The company highlights Ethereum’s privacy-focused initiative and tokens such as Zcash and Monero.
Fidelity
More and more countries will buy Bitcoin in 2026, Fidelity, the $6 trillion asset manager,
said
.
Fidelity named Brazil and Kyrgyzstan as two countries that have recently passed legislation enabling the purchase of Bitcoin for national reserves.
“If more countries adopt bitcoin as part of their foreign exchange reserves, then the pressure for other countries to also do it could increase, as they may feel competitive pressure,” said Chris Kuiper, vice president of research.
And Fidelity is not the only institution anticipating a sovereign buying spree.
Strategy CEO of the Bitcoin-buying business firm Strategy, Phong Le, has also
predicted
that countries will buy Bitcoin in 2026.
“Bank adoption, nation state adoption, is going to increase,” he said.
JPMorgan
Crypto will keep posting big wins in 2026,
according
to JPMorgan’s market outlook.
Despite the market having shaved roughly $1 trillion off of its total value, which once stood at $4 trillion in 2025, JPMorgan says the industry is still well-placed thanks to more lenient regulations in the US.
The Wall Street giant also noted that stablecoins are becoming a force in their own right.
“Broadly, we see digital assets gaining favour, driven in part by the search — at the margin — for alternatives to the dollar,’ JPMorgan wrote.
Andreessen Horowitz
AI agents in 2026 will revolutionise internet payments and banking,
according
to Andreessen Horowitz.
The firm predicts AI agents will be “paying each other for data, GPU time, or API calls instantly and permissionlessly — without invoicing, reconciling, or batching.”
A16z also predicts that privacy “will be the most important moat in crypto.”
“Privacy also does something more important: It creates chain lock-in; a privacy network effect, if you will,” it said.
DefiLlama, DL Research, DL News
Regulatory clarity catapulted stablecoins into the mainstream in 2025, DefiLlama, DL Research and
DL News
wrote in our joint
State of DeFi
report in December.
While the US and the EU have already provided clarity with the
Genius Act
and
MiCA
, other jurisdictions are set to follow in 2026, the report
says
.
“This regulatory alignment should accelerate the arrival of non-USD stablecoins and open the door for a new wave of institutional issuers entering digital assets at scale,” the report says.
Galaxy Digital
Bitcoin will reach $250,000 by the end of 2027, Galaxy Digital
said
.
“Options markets are currently pricing about equal odds of $70,000 or $130,000 for month-end June 2026, and equal odds of $50,000 or $250,000 by year-end 2026,” the firm predicted.
Galaxy also predicts that stablecoins will overtake ACH, the existing banking transaction system, in transaction volume.
The crypto asset manager also predicts that privacy-linked tokens will smash $100 billion in value by the end of 2026.
“The suits and ties have arrived,” the pair said. “Corporate adoption of crypto is accelerating confidence on both sides of the market.”
VanEck
Digital assets in 2026 will see consolidation rather than a boom or collapse,
predicts
Matthew Sigel, head of digital assets research at VanEck, the investment firm that had $161 billion in assets under management in September.
According to Sigel, Bitcoin’s historical four-year cycle remains intact.
While not an immediate threat, quantum security is also
becoming
a key theme in the Bitcoin community, Sigel said.
The firm recommends its clients to invest between 1% and 3% of their portfolios into the top crypto.
Pantera Capital
US crypto policy will decisively shift from uncertainty to implementation, with Washington assertively creating new rules,
according
to Pantera Capital.
Chief legal officer Katrina Paglia said the regulatory reset under the Trump administration has clarified the industry’s direction of travel in 2026, even as key questions remain unresolved.
She points to the Genius Act, which establishes a licensing and supervisory regime for payment stablecoins, as setting a key stage for 2026.
“Crypto has almost doubled, on average, each year for the 12 years we’ve managed money in the space,” the company said.
OKX Ventures
Next year will be the year more assets go onchain, according to Jeff Ren, founder of OKX Ventures.
Speaking
with
DL News
in December, he said that he expects
gold
, stocks, intellectual property and even GPUs to have blockchain-based representation.
“The goal isn’t to invent new things to speculate on, but to package familiar risks — rates, oil prices, elections, credit spreads — in intuitive formats that the everyday user can actually navigate to get exposure or hedge,” Ren said.
Silicon Valley Bank
Venture capitalists in 2026 will deploy more funds into institutional-grade crypto products from established companies,
according
to Anthony Vassallo and Josh Pherigo, analysts at Silicon Valley Bank.
“The suits and ties have arrived,” the pair said. “Corporate adoption of crypto is accelerating confidence on both sides of the market.”
Key sectors that will see significant disruption from both crypto and AI include payments, market infrastructure and global commerce, they said.
Mergers and acquisitions
between fintech and crypto companies will also “post another banner year,” they said.
21 Shares
Crypto exchange-traded funds will surpass $400 billion in assets under management in 2026,
according
to 21Shares.
“These vehicles have become strategic allocation tools,” analysts at the crypto ETF issuer wrote.
“Besides individual wallet holdings, ETFs and funds represent the largest share of held BTC, reflecting the rise of patient capital.”
TRM Labs
Crypto will enter a more mature, tightly regulated phase,
according to
the 2026 outlook report by Blockchain intelligence firm TRM Labs.
Regulators in dozens of jurisdictions are no longer debating whether to oversee digital assets, but how aggressively to do so and on whose terms, according to the company.
Sanctions evasion
, illicit finance and state-linked activity are pushing governments to treat blockchain networks as matters of national security, not just financial innovation, the report said.
This is likely to result in sharper fragmentation between compliant, institutionally integrated crypto markets and offshore venues operating at the margins.
Eric Johansson is DL News’ managing editor, and Lance Datskoluo is DL News’ Europe-based markets correspondent. Got a tip? Email them at
eric@dlnews.com
and
lance@dlnews.com
.
Related Topics
BLACKROCK
COINBASE
VANECK
Areas of focus include regulatory tailwinds, stablecoins, artificial intelligence, and privacy.
The world’s top financial institutions are betting big on crypto in 2026.
Collectively, they oversee about $22 trillion in assets — or about the GDP of the entire Eurozone — and occupy systemically important roles in global markets.
Here’s what they predict in the new year.
BlackRock
Stablecoins will challenge governments’ control over their domestic currencies, BlackRock
said
in its annual outlook for global markets in 2026.
As adoption of stablecoin surges, there’s a risk that the use of domestic currencies in emerging markets will decline, BlackRock said.
The prediction comes on the heels of UK bank Standard Chartered
cautioning
in October that stablecoin adoption could drain over $1 trillion from bank accounts in emerging markets.
A similar argument can be said for US banks. They are
threatened
by the new Genius Act, the landmark stablecoin bill that was signed into law in July and gives crypto companies yield-like incentives that traditional lenders aren’t permitted to offer.
“Stablecoins are no longer niche,” Samara Cohen, global head of market development at BlackRock, said. “They’re becoming the bridge between traditional finance and digital liquidity.”
Coinbase
The deployment of artificial intelligence will catalyse an economic boom not yet captured by statistics, Coinbase investment research head David Duong
said
in the exchange’s 2026 Market Outlook report.
He
argued
that the growth of AI is unlike that of previous tech boom-and-bust cycles.
“We see the sustained prominence of the AI [and] crypto convergence as not just a trend but as a fundamental shift towards the next stage of technological progress,” Duong said.
The demand for privacy tokens will skyrocket, as “a growing global awareness of digital surveillance and data exploitation has raised the profile of privacy-first payment solutions,” Duong said.
The company highlights Ethereum’s privacy-focused initiative and tokens such as Zcash and Monero.
Fidelity
More and more countries will buy Bitcoin in 2026, Fidelity, the $6 trillion asset manager,
said
.
Fidelity named Brazil and Kyrgyzstan as two countries that have recently passed legislation enabling the purchase of Bitcoin for national reserves.
“If more countries adopt bitcoin as part of their foreign exchange reserves, then the pressure for other countries to also do it could increase, as they may feel competitive pressure,” said Chris Kuiper, vice president of research.
And Fidelity is not the only institution anticipating a sovereign buying spree.
Strategy CEO of the Bitcoin-buying business firm Strategy, Phong Le, has also
predicted
that countries will buy Bitcoin in 2026.
“Bank adoption, nation state adoption, is going to increase,” he said.
JPMorgan
Crypto will keep posting big wins in 2026,
according
to JPMorgan’s market outlook.
Despite the market having shaved roughly $1 trillion off of its total value, which once stood at $4 trillion in 2025, JPMorgan says the industry is still well-placed thanks to more lenient regulations in the US.
The Wall Street giant also noted that stablecoins are becoming a force in their own right.
“Broadly, we see digital assets gaining favour, driven in part by the search — at the margin — for alternatives to the dollar,’ JPMorgan wrote.
Andreessen Horowitz
AI agents in 2026 will revolutionise internet payments and banking,
according
to Andreessen Horowitz.
The firm predicts AI agents will be “paying each other for data, GPU time, or API calls instantly and permissionlessly — without invoicing, reconciling, or batching.”
A16z also predicts that privacy “will be the most important moat in crypto.”
“Privacy also does something more important: It creates chain lock-in; a privacy network effect, if you will,” it said.
DefiLlama, DL Research, DL News
Regulatory clarity catapulted stablecoins into the mainstream in 2025, DefiLlama, DL Research and
DL News
wrote in our joint
State of DeFi
report in December.
While the US and the EU have already provided clarity with the
Genius Act
and
MiCA
, other jurisdictions are set to follow in 2026, the report
says
.
“This regulatory alignment should accelerate the arrival of non-USD stablecoins and open the door for a new wave of institutional issuers entering digital assets at scale,” the report says.
Galaxy Digital
Bitcoin will reach $250,000 by the end of 2027, Galaxy Digital
said
.
“Options markets are currently pricing about equal odds of $70,000 or $130,000 for month-end June 2026, and equal odds of $50,000 or $250,000 by year-end 2026,” the firm predicted.
Galaxy also predicts that stablecoins will overtake ACH, the existing banking transaction system, in transaction volume.
The crypto asset manager also predicts that privacy-linked tokens will smash $100 billion in value by the end of 2026.
“The suits and ties have arrived,” the pair said. “Corporate adoption of crypto is accelerating confidence on both sides of the market.”
VanEck
Digital assets in 2026 will see consolidation rather than a boom or collapse,
predicts
Matthew Sigel, head of digital assets research at VanEck, the investment firm that had $161 billion in assets under management in September.
According to Sigel, Bitcoin’s historical four-year cycle remains intact.
While not an immediate threat, quantum security is also
becoming
a key theme in the Bitcoin community, Sigel said.
The firm recommends its clients to invest between 1% and 3% of their portfolios into the top crypto.
Pantera Capital
US crypto policy will decisively shift from uncertainty to implementation, with Washington assertively creating new rules,
according
to Pantera Capital.
Chief legal officer Katrina Paglia said the regulatory reset under the Trump administration has clarified the industry’s direction of travel in 2026, even as key questions remain unresolved.
She points to the Genius Act, which establishes a licensing and supervisory regime for payment stablecoins, as setting a key stage for 2026.
“Crypto has almost doubled, on average, each year for the 12 years we’ve managed money in the space,” the company said.
OKX Ventures
Next year will be the year more assets go onchain, according to Jeff Ren, founder of OKX Ventures.
Speaking
with
DL News
in December, he said that he expects
gold
, stocks, intellectual property and even GPUs to have blockchain-based representation.
“The goal isn’t to invent new things to speculate on, but to package familiar risks — rates, oil prices, elections, credit spreads — in intuitive formats that the everyday user can actually navigate to get exposure or hedge,” Ren said.
Silicon Valley Bank
Venture capitalists in 2026 will deploy more funds into institutional-grade crypto products from established companies,
according
to Anthony Vassallo and Josh Pherigo, analysts at Silicon Valley Bank.
“The suits and ties have arrived,” the pair said. “Corporate adoption of crypto is accelerating confidence on both sides of the market.”
Key sectors that will see significant disruption from both crypto and AI include payments, market infrastructure and global commerce, they said.
Mergers and acquisitions
between fintech and crypto companies will also “post another banner year,” they said.
21 Shares
Crypto exchange-traded funds will surpass $400 billion in assets under management in 2026,
according
to 21Shares.
“These vehicles have become strategic allocation tools,” analysts at the crypto ETF issuer wrote.
“Besides individual wallet holdings, ETFs and funds represent the largest share of held BTC, reflecting the rise of patient capital.”
TRM Labs
Crypto will enter a more mature, tightly regulated phase,
according to
the 2026 outlook report by Blockchain intelligence firm TRM Labs.
Regulators in dozens of jurisdictions are no longer debating whether to oversee digital assets, but how aggressively to do so and on whose terms, according to the company.
Sanctions evasion
, illicit finance and state-linked activity are pushing governments to treat blockchain networks as matters of national security, not just financial innovation, the report said.
This is likely to result in sharper fragmentation between compliant, institutionally integrated crypto markets and offshore venues operating at the margins.
Eric Johansson is DL News’ managing editor, and Lance Datskoluo is DL News’ Europe-based markets correspondent. Got a tip? Email them at
eric@dlnews.com
and
lance@dlnews.com
.
Related Topics
BLACKROCK
COINBASE
VANECK
文檔 ID：
a4e67e99-8f75-4e09-82fc-d25c8747008f
向量 ID：
doc_a4e67e99-8f75-4e09-82fc-d25c8747008f
建立時間：
2026-01-04 18:13:49.262264
更新時間：
2026-01-04 18:13:49.262264